At CPK Solutions, we value ethical business practices and comply with the guidelines set by our payment processor, Stripe. Certain industries and business activities are considered high-risk or prohibited by Stripe. If your business falls into any of the following categories, please note that an alternative will be provided to you and might require an extra cost.
Illegal drugs, substances designed to mimic illegal drugs, and equipment designed for making or using drugs*
Fake references or ID-providing services*
Telecommunications manipulation equipment including jamming devices*
Any business or organization that a. engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or property, or b. engages in, encourages, promotes or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic*
Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to*
Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization*
Counterfeit goods; illegally imported or exported products*
Unauthorized sale of brand name or designer products or services*
Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party*
Pyramid schemes*
‘Get rich quick’ schemes including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; sites that promise fast and easy money; businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, and/or use fake testimonials; (with or without a written contract) offering unrealistic incentives/rewards as an inducement to purchase products or services but do not respond to any queries after the purchase*
No value added services including sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value*
Sales of online traffic or engagement*
Negative response marketing and telemarketing*
Predatory mortgage consulting, lending, credit repair and counseling services*
Predatory investment opportunities with no or low money down*
Remote technical support; mugshot publication or pay-to-remove sites; essay mills; chain letters; door-to-door sales*
Any other businesses that we or Stripe considers unfair, deceptive, or predatory towards consumers*
Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts*
Adult services including prostitution, escorts, pay-per view, sexual massages, and adult live chat features*
Adult video stores*
Gentleman's clubs, topless bars, and strip clubs**
Online dating services**
Law firms collecting funds for purposes other than legal service fee payment*
Bankruptcy attorneys**
Bail bonds**
Guns, gunpowders, ammunitions, weapons, fireworks and other explosives*
Peptides, research chemicals, and other toxic, flammable and radioactive materials**
Games of chance including gambling, internet gambling, sweepstakes and contests, fantasy sports leagues with a monetary or material prize*
Games of skill including video game and mobile game tournaments/competitions, card games, board games with a monetary or material prize*
To process payments for an entry/player fee that promises the entrant/player to win a prize in money or money's worth, or to payout winnings of such games*
Sports forecasting or odds making with a monetary or material prize*
Lotteries*
Bidding fee auctions*
Cannabis products***
Cannabis dispensaries and related businesses***
Use of Stripe products with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Stripe (you must inform us immediately of any changes to your personal and business information and we will update it on Stripe)*
Use of Stripe products to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Stripe account application*
Use of Stripe principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)*
Processing where there is no bona fide good or service sold, or donation accepted; card testing*
Evasion of card network chargeback monitoring programs*
Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Stripe entity unless permitted under the card network rules*
Sharing cardholder information with another merchant for payment cross-sell products or services*
Use of Stripe intellectual property without prior written consent from Stripe; use of the Stripe name or logo including use of Stripe trade or service marks inconsistent with the Stripe Marks Usage Agreement, or in a manner that otherwise harms Stripe or the Stripe brand; any action that implies an untrue endorsement by or affiliation with Stripe*
Investment and brokerage services**
Lending services**
Buy Now Pay Later services**
Processing where there is no bona fide good or service sold, or donation accepted; card testing**
Crowdfunding**
Debt collection agencies*
Insurance services including medical benefit packages**
Money transmitters, currency exchange services and other money services businesses***
Neobanks / challenger banks**
Other financial institutions**
Government grants***
Embassy, foreign consulate, or other foreign governments***
CBD products containing negligible amounts of THC***
Online pharmacies**
Prescription-only products including card-not-present pharmaceuticals**
Prescription-only and regulated medical devices**
Telemedicine and telehealth services**
Tobacco products including e-cigarettes and e-liquid
Credit card and identity theft protection services**
Other age restricted goods or services**
Additional Information:
Use of Stripe's services for any dealings, engagement, or sale of goods/services linked directly or indirectly with jurisdictions Stripe has deemed high risk, such as Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk Regions, or persons Stripe has deemed high risk, such as those individuals or entities named to a restricted person or party list of the U.S., United Kingdom, European Union or United Nations, including the sanctions lists maintained by the U.S. Office of Foreign Assets Control or the Denied Persons List or Entity List maintained by the U.S. Department of Commerce, is prohibited. Additionally, it is prohibited to use Stripe's products and services to directly or indirectly export, reexport, sell, or supply accounting, trust and corporate formation, management consulting services, architecture services or engineering services to any person located in Russia. Further, it is prohibited to use Stripe’s products and services directly or indirectly related to any goods prohibited by law (e.g. luxury goods) from Russia.
If your type of business is listed in the prohibited business list, please be aware that we cannot process payments for your products or services through Stripe. We understand that this may pose a challenge, but it is necessary to comply with industry standards and regulations as well as your local laws.
Please contact us directly to discuss alternative payment solutions that may be available for your specific industry. Depending on the nature of your business, additional fees may apply, and we will work with you to find the best solution to meet your needs. We offer a list for the different types of payment processors for some of the prohibited industries.
For any inquiries regarding payment processing alternatives, contact our support team at support@cpksolutions.com or call us at +1 (438) 388-3333.
Thank you for your understanding and cooperation.
Note: This list is subject to change based on updates from Stripe or ours. To view the list on their website click here.
Your business may not appear in this list. If in doubt please contact us.
We reserve the right to modify this list at any time. Any such modifications will be effective immediately upon posting on the following document: Policies - CPK Solutions. Updates to the Prohibited and Restricted business list may not appear on this website. Please refer to the pdf document for up to date policies.
*This business falls into our prohibited business list even if Stripe does or doesn’t allow it. We prohibit these businesses following international and local laws as well as our moral values.
**An exeption can be applied for this business upon inpection by our team. Stripe may allow this business if it’s not in their prohibited list. We will provide another payment processor and additional fees may apply if Stripe prohibits this business.
***This business may be prohibited by Stripe but allowed by us using another payment processor. Additional fees may apply.